Home Loan Interest Rates

Why Choose IIFL Home Loan?

Choosing an IIFL Home Loan for the best housing loan interest rates offers several advantages:

Competitive Interest Rates

Starting from 8.90% p.a* with transparent fee structure and no hidden charges.

↗

Transparent Charges

Clear fee structure with no hidden charges, so you always know what you're paying.

↗

Flexible Loan Options

For ready, under-construction, or renovation properties with tailored repayment plans.

↗

Fast Approvals

Get your loan approved in just 30 minutes* with our quick digital processing.

↗

Minimal Documentation

Paperless process with quick digital verification — saving your time and effort.

↗

All-round Assistance

From DST managers to doorstep services — we offer guidance whenever you need it.

↗

Whether you're salaried, self-employed, or have informal income, IIFL Home Loans offers affordable home financing with interest rates starting at 8.90% per annum*. Enjoy transparent fees, minimal documentation, and paperless processing for a hassle-free experience. Plus, get loan approvals in just 30 minutes*.

If you already have a home loan, our balance transfer facility can help you lower your EMIs and access top-up loans easily.

*Terms and conditions apply

Types of Home Loan Interest Rates

Fixed Interest Rate

A fixed interest rate is an interest rate that remains constant for the entire term of loan, regardless of changes in market interest rates. This means the borrower knows exactly how much they will pay over the duration of the loan agreement.

Floating Interest Rate

Floating interest (also known as a variable or adjustable interest rate) refers to an interest rate that changes periodically based on a benchmark or reference rate. This rate is typically linked to an index, such as the Prime Read More

Apply Now